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CEO Message

Note From Thomas P. Nerney, Chairman, President & CEO

United States Liability Insurance Group is a proud member of Berkshire Hathaway. Our group consists of three insurance companies, United States Liability, Mount Vernon Fire and U.S. Underwriters Insurance Company. All three companies are rated A++, the highest rating available to any insurance entity by A.M. Best, the premier analyst of insurance companies. Our three companies give us the ability to offer admitted or non-admitted insurance policies in all 50 states and the District of Columbia.

Committed to Making a Difference

Our business philosophy is built on five fundamental goals, and these five goals never change:

  1. Combined ratio of 90% or less
  2. Get what we want and have our Customers love giving it to us
  3. Be the # 1 service company in the insurance industry
  4. Make our people feel # 1
  5. Keep it simple, give 100% effort, win and have fun doing it

We are a specialty products company delivering innovative and stable products. Underwriting competency and discipline is our Company heartbeat and the entire organization works to help strengthen this heartbeat. We work to create a Community environment where our people know they are our #1 asset and work diligently towards achieving the five community goals.

This business strategy, coupled with our five community goals has assisted us greatly with our efforts to have our people understand clearly who we are and what we are trying to do. This clarity of purpose enables each person to focus on how their contribution works toward our ultimate goal to be the best insurance company at underwriting and servicing small premium accounts.

Our people are committed to working each and every day toward this goal. Our love for the insurance industry and our desire to be the very best we can be drives us to do our part to add true value in what we do. We understand that we can make a difference in service, education of our people, technical knowledge, claims expertise and financial stability.

We invite you to learn more about our company and the Ten Reasons you should do business with us. To name a few, we pride ourselves on loyalty, stability, service, and product knowledge. We also invite you to learn more about the fantastic opportunities that are available to you within the insurance industry. The industry needs good people who care and who want to make a meaningful difference!

Thanks for visiting our website and I wish you all the best!

Very truly yours, 

Tom Nerney

Thomas P. Nerney
Chairman, President & CEO

A++ Rating

United States Liability Insurance Group has been assigned a Best’s Rating of A++ (Superior), reflecting the Company’s superior level of capitalization, strong operating results and solid market position within the specialty admitted and surplus lines markets.

A Rating Report from A.M. Best Company represents an independent opinion from the leading provider of insurer ratings of a Company’s financial strength and ability to meet its obligations to policyholders.

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AM Best Report

A.M. Best's Limited License Notice

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“Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best web site,”